Muslimin, Muslimin and Munadi, Munadi and Purnamasari, Wulan (2023) Influencing Factors Customer's Interest in Transaction The Mudharabah Savings Product The Syariah Banking Sambas Regency (Study on IAIS Sambas Employees). Southeast Asia Journal Of Graduate Of Islamic Business and Economics (SAJGIBE), 2 (1). pp. 26-37. ISSN E.-ISSN: 2830-0335

Text 16. INFLUENCING FACTOR CUTOMERS CUSTOMERS INTEREST IN TRANSACTION THE MUDHARABAH SAVING PRODUCT THE BANKING SAMBAS REGENCY (STUDY ON IAIS SAMBAS EMPLOYEES).pdf Download (343kB)

ABSTRAK

The purpose of this study is to find out income that affects the interest of IAIS Sambas employees in transacting and using Islamic banking services in Sambas. To find out that banking services affect IAIS Sambas employees in using Sambas Regency Sharia Banking services. To find out the level of Religion of IAIS Sambas Employees in using Sharia Banking services in Sambas. To determine the significant influence between variables X1, X2, X3 on Y Variables in Mudharabah savings products in Sharia Banking in Sambas Regency. Quantitative research methods. Data collection was carried out by research that will be carried out using indirect observation techniques because it only uses a questionnaire (questionnaire) as material for data collection. The source of data in this study were IAIS Sambas employees, totaling 140 employees. As for data analysis techniques in descriptive analysis research, test research instruments. Partially, the Islamic banking service variable (X1) has a t-test > t table value of 2.419 > 1.659 and a sig value of 0.008. Based on the hypothesis, H2 is accepted and H02 is rejected so that employee income partially influences the intention to save. Employee religion variable (X3) has a t-count value of 2.380 > 1.659 and a sig value of 0.006. Based on the hypothesis, H3 is accepted and H03 is rejected so that employee religion partially influences the intention to save. In the F test (simultaneously), based on the results of the f test in the ANOVA table it shows that the F value is 3,232 with a probability value of 0,000 so it is <0.05. Then F count > F table, namely 3,232 > 2,461 so that based on the hypothesis used in this study, it means that H3 is accepted and H03 is rejected..

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