Yusuf, Mahmud (2022) Sharia Card: An Alternative For Islamic Payment. At-Taradhi: Jurnal Studi Ekonomi, 13 (1). ISSN 2548-9941

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ABSTRAK

The formulation of the problem in this study is to narrate the sharia card as a solution for using credit cards in the community. The research method used is the library research method with content analysis as an analytical knife so that the right solution is found in drawing conclusions. To ensure the validity of the data, the researcher will use the triangulation technique of sources derived from various literatures that are relevant to the research theme. The results showed that credit cards in traditional banks, this is a method of payment for the purchase and sale of goods and services, and it is possible to pay at once or in installments up to a certain minimum amount (ba’i bit-taqsith), which is haram. To avoid it, sharia cards use Islamic principle., which is not used for transactions that are not in accordance with sharia, and does not encourage excessive consumption. The main card holder must have the financial ability to pay off on time and must not provide services that are contrary to sharia

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