Rahimah, Rahimah (2018) Mekanisme penyelesaian akad bermasalah pada perbankan syariah Di kota banjarmasin. Tesis, Pascasarjana.

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	Text BAB I.pdf Download (400kB)
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ABSTRAK

This thesis based on activity has problems that often discussed by people. When people as the client set funding with the bank and make an agreement that Klaus-Klaus in written Akad, Then in a later day they have the obstacle of doing their obligation as written as in the Akad, so default breach of contract could have happened. It is interesting to see and study which are steps that Sharia banking in Banjarmasin used. The purpose of this thesis is to know how to make the mechanism of Akad between client and sharia banking in Banjarmasin. So the point of the problem can reveal and become enlighten scientific information. This is field research of mechanism solution to problem Akad of Sharia banking in Banjarmasin, to collect the data that is needed, the researcher does the survey in the field before (the bank that located in Banjarmasin) then process the data objectively. The main technic of this thesis is the interview that reveals a little finding: First, Akad making mechanism, sharia banking already has standardized procedure itself, that is must be presented by client or Attorney-at-law. Akad or agreement made in written Akad that consist of Akad title, comprise (that contains parties), premise contains descriptive introduction of Akad, agreement content that set about incumbency include solution if controversy happen and the last closure that contains an akad place and/or date and signature of parties. Second, based on the result of researchers’ research of bank sharia cases that cannot do their obligation fit with Akad, sharia banking more give priority to non-litigation channels to finish them, through discussion kinship, one of them is do the restructuring the Akad, or known as R3 term that is Restructuring, Reconditioning and Rescheduling. It is the difference between sharia banking and conventional bank. However, sharia banking can take real execution way with specific judgment.

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