This research is based on the National Program for Community
Empowerment in Semparuk sub-district, which was previously conventional,
has now switched to Sharia using the wakalah contract. This study aims to
determine the effectiveness and analysis of Islamic law on the wakalah
contract in the Sharia-based National Community Empowerment Program in
the Semparuk Activity Management Unit. The type of this research is field
research, using a descriptive qualitative approach. The collection techniques
used in this study were interviews, documentation based on primary sources,
namely the management of the Semparuk Activities Management Unit and
groups of women (customers) who borrowed from the Sharia-based National
Community Empowerment Program. Based on the research results, it is
concluded that the effectiveness of the National Community Empowerment
Program is good. Semparuk Activities Management Unit has carried out
business activities based on sharia principles or Islamic legal principles
which are regulated in the fatwas of the Indonesian Ulema Council such as
the principles of justice and balance, and do not contain gharar, maysir,
usury, zalim and haram objects.